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If I have an outbuilding structure such as a garage, a deck, or a barn inside my property, and it’s damaged in a storm, is that usually covered under my homeowners policy? (LIVONIA, MI)

By team | April 9, 2026 | 0 comments

Yes, it is. It’s covered under other structures, and it’s a percentage of the amount that you insure the dwelling for. Usually it’s 10%. So if a person has a garage and a barn on the property, it’s probable that 10% may not be...

New Home Insurance Policy Available (Livonia, MI)

By team | February 26, 2026 | 0 comments

Think you know what your home insurance covers? You might be surprised. Things like water backup, spoiled food after a power outage, jewelry, or even the cost to rebuild to current building codes. These are add-on coverages that get missed all the ti...

Thank You from The Team at Bowker Insurance Group (Livonia, MI)

By team | January 29, 2026 | 0 comments

Now that we’re settling into the new year, I just wanted to take a moment to say thank you for trusting Bowker Insurance Group. Your loyalty means everything to my entire team. We know you have choices, and we’re grateful you choose us. B...

If I let my friend borrow my car and they crash, whose insurance pays? (LIVONIA, MI)

By team | March 13, 2025 | 0 comments

If I let my friend borrow my car and they crash, whose insurance pays for it? Well, in Michigan, we have no fault insurance. So in that case, the person who owns the car, their insurance would cover the car. In Michigan, everyone goes back to their o...

Will Homeowners Insurance Cover A Civil Lawsuit? (LIVONIA, MI)

By team | October 31, 2024 | 0 comments

With lawsuits becoming more frequent. Over recent years, many homeowners want to know if a home insurance policy provides protection against being sued in a civil proceeding. Now, the answer to this question really depends entirely on the details of ...

Are Life Insurance Policy Payouts Taxable? (LIVONIA, MI)

By Team Member | September 20, 2023 | 0 comments

Hi, I’m Cheryl Bowker, an Insurance Agency owner. Every day. I get questions from customers on a variety of different topics. So I thought what I would do is put together a series of common questions with some answers. So stay tuned. Some life ...

What Life Insurance Do I Need For a Mortgage? (LIVONIA, MI)

By Team Member | September 12, 2023 | 0 comments

Hi, I’m Cheryl Bowker, an insurance agency owner. Every day, I get questions from customers on various topics. So, I thought I would put together a series of common questions with some answers. So stay tuned! Many families, especially those who...

Why Get Life Insurance For Babies? (LIVONIA, MI)

By Team Member | September 6, 2023 | 0 comments

Hi, I’m Cheryl Bowker, an Insurance Agency Owner. Every day. I get questions from customers on a variety of different topics. So I thought I would put together a series of common questions with some answers. So stay tuned. Ok. So here’s t...

Does Your Auto Insurance Cover Car Rentals? (LIVONIA, MI)

By Team Member | May 17, 2023 | 0 comments

Hi, I’m Cheryl Bowker, Insurance Agency owner. Every day, I get questions from customers on a variety of different topics. So I thought what I would do is put together a series of common questions with some answers. So stay tuned for frequent t...

Can Home Insurance Pay For A New Roof? (LIVONIA, MI)

By Team Member | April 18, 2023 | 0 comments

Homeowners insurance protects your home from damage caused by perils like fire, wind and theft. But what about damage caused by wear and tear? For example, let’s say you need a new roof. Can your homeowners insurance policy help pay for it? The...

Agency Intro (LIVONIA, MI)

By Team Member | April 14, 2023 | 0 comments

At our agency, we believe you deserve top quality service period. That’s why we’re committed to giving you the best of us. We’ll make sure you have the right coverage, the right discounts and can take comfort in knowing the things t...

What Are Good Homeowners Insurance Questions To Ask? – Livonia MI

By Team Member | August 15, 2022 | 0 comments

Hi, my name’s Andy Garza. And I’m here with Cheryl Bach your Allstate agency. And I’m here to discuss some of the additional coverages that you can apply to your homeowners policy, and you should apply to your homeowner’s poli...

Why Get Homeowners Insurance? – Livonia MI

By Team Member | August 1, 2022 | 0 comments

Hi, my name’s Andy Garza and I’m here with Cheryl Bowker Allstate Agency, and I’m here to discuss the most commonly asked question that we get about homeowner’s insurance, which is why do we need homeowner’s insurance? T...

Bowker Insurance Group Concierge Program – Livonia MI

By Team Member | June 15, 2022 | 0 comments

Finding the best service providers in town can be frustrating. That no longer needs to be the case, because Bowker Insurance Group has a listing of other local businesses that have been highly recommended by our valued customers! Call Bowker Insuranc...

An Intro To Bowker Insurance Group – Livonia MI

By Team Member | April 19, 2022 | 0 comments

At Bowker Insurance Group, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing t...

Commercial Auto Insurance Explained – Livonia MI

By Team Member | August 26, 2021 | 0 comments

Key elements to Commercial Auto Insurance coverage with Bowker Insurance Group. Call Bowker Insurance Group in Livonia MI at (734) 525-9610...

Business Insurance Coverages – Cases #5 and #6 – Livonia MI

By Team Member | June 8, 2021 | 0 comments

The final segment in our video series about what insurance a small business actually needs. Bad Luck Case #5 We review the need for Employment Practices Liability Insurance. Bad Luck Case #6 A Key Man Life Insurance Policy would have been very helpfu...

Business Insurance Coverages – Cases #3 and #4 – Livonia MI

By Team Member | April 8, 2021 | 0 comments

As we continue our series of business insurance examples… See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance. Bad Luck Case #4 reveals a ver...

Business Insurance Coverages – Cases #1 and #2 – Livonia MI

By Team Member | March 8, 2021 | 0 comments

What insurance does a small business actually need? Much of a business’s success depends on how well it can overcome obstacles. Bowker Insurance Group is here to help guide you through the perils that you likely don’t anticipate. Bad Luck Case #1...

Homeowners Insurance From Bowker Insurance Group

By Team Member | January 12, 2021 | 0 comments

Do you have any questions about homeowners insurance coverages? We’d be happy to help! Call Bowker Insurance Group in Livonia MI at (734) 525-9610...

The Advantages of Our Workplace Supplemental Benefits Offerings

By Team Member | October 13, 2020 | 0 comments

Did you know that there is a solution to rising healthcare costs that can save both employees and employers money? Call Bowker Insurance Group in Livonia MI at (734) 525-9610...

Tragic Mackey Family Story (The Impact of Life Insurance)

By Team Member | September 8, 2020 | 0 comments

Don’t let what happened to the Mackey Family happen to yours. Call Bowker Insurance Group in Livonia MI at (734) 525-9610...

5 Main Reasons For Financial Devastation

By Team Member | August 6, 2020 | 0 comments

Can you guess 5 main reasons we see families needlessly suffer financial devastation? Watch and find out! Call Bowker Insurance Group in Livonia MI at (734) 525-9610...

Congratulations to Cheryl! She was inducted into the Allstate Financial Hall of Fame, one of the highest honors in the Allstate Awards and Recognition program. The award recognizes outstanding commitment to financial sales and customer service, and...

Why Homeowners Insurance Goes Up?

By Cheryl Bowker | February 18, 2019 | 0 comments

Hi, guys. My name is Amanda Smith. I’m the office manager at Cheryl Bowker’s Allstate office, and I’m here just to answer a quick, common question which is, “Why does my home insurance rate go up?” Two main reasons w...

The Advantages of Our Workplace Supplemental Benefits Offerings.

By Cheryl Bowker | February 5, 2019 | 0 comments

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What Are Good Homeowners Insurance Questions To Ask?

By Cheryl Bowker | January 8, 2019 | 0 comments

Good morning, everybody. My name is Brandon Wright, and I’m with the Cheryl Bowker Insurance Agency, agency owner of the Family Insurance Agency in Canton, Michigan. And the question I want to answer today is, “What is scheduled personal ...

Cheryl Bowker and Miss Wayne County @ LFD Open House

By melanie | October 18, 2018 | 0 comments

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